/* --- PAGE HERO --- */
.page-hero {
  background: var(--navy);
  padding: 48px 0;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute; top: -50%; right: -6%;
  width: 400px; height: 400px;
  background: rgba(192,57,43,0.04);
  border-radius: 50%;
}
.page-hero::after {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--red), var(--navy-light));
}
.page-hero .container { position: relative; z-index: 2; }
.hero-breadcrumb {
  display: flex; align-items: center; gap: 8px;
  font-size: 13px; color: rgba(255,255,255,0.4); margin-bottom: 14px;
}
.hero-breadcrumb a { color: rgba(255,255,255,0.5); }
.hero-breadcrumb a:hover { color: white; }
.hero-breadcrumb .sep { font-size: 10px; }
.page-hero h1 {
  font-family: 'Outfit', sans-serif;
  font-size: 36px; font-weight: 800;
  color: white; margin-bottom: 6px; letter-spacing: -0.5px;
}
.page-hero .hero-meta {
  font-size: 13.5px; color: rgba(255,255,255,0.4);
}
.page-hero .hero-meta strong { color: rgba(255,255,255,0.6); font-weight: 500; }


/* --- MAIN CONTENT LAYOUT --- */
.policy-section {
  padding: 48px 0 80px;
  background: var(--white);
}
.policy-layout {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 52px;
  align-items: flex-start;
}

/* Sidebar */
.policy-sidebar { position: sticky; top: 90px; }
.sidebar-label {
  font-size: 11px; font-weight: 600;
  text-transform: uppercase; letter-spacing: 1.5px;
  color: var(--gray-400); margin-bottom: 14px;
  padding-left: 14px;
}
.sidebar-nav { margin-bottom: 28px; }
.sidebar-link {
  display: flex; align-items: center; gap: 10px;
  padding: 11px 14px;
  border-radius: var(--radius);
  font-size: 14px; font-weight: 500;
  color: var(--gray-500);
  transition: all 0.2s;
  cursor: pointer;
  margin-bottom: 2px;
  border-left: 3px solid transparent;
}
.sidebar-link:hover { color: var(--navy); background: var(--gray-50); }
.sidebar-link.active {
  color: var(--red); font-weight: 600;
  background: var(--red-light);
  border-left-color: var(--red);
}
.sidebar-link svg { width: 18px; height: 18px; flex-shrink: 0; }

/* In-page TOC */
.sidebar-toc { margin-top: 24px; }
.toc-label {
  font-size: 11px; font-weight: 600;
  text-transform: uppercase; letter-spacing: 1.5px;
  color: var(--gray-400); margin-bottom: 12px;
  padding-left: 14px;
}
.toc-link {
  display: block;
  padding: 7px 14px;
  font-size: 13px;
  color: var(--gray-400);
  border-left: 2px solid var(--gray-100);
  transition: all 0.2s;
  cursor: pointer;
}
.toc-link:hover { color: var(--navy); border-left-color: var(--gray-300); }
.toc-link.active { color: var(--red); border-left-color: var(--red); font-weight: 600; }

/* Help card in sidebar */
.sidebar-help {
  margin-top: 28px;
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 24px;
  color: white;
  position: relative;
  overflow: hidden;
}
.sidebar-help::before {
  content: '';
  position: absolute; top: -30%; right: -20%;
  width: 120px; height: 120px;
  background: rgba(192,57,43,0.1);
  border-radius: 50%;
}
.sidebar-help h4 {
  font-family: 'Outfit', sans-serif;
  font-size: 15px; font-weight: 700;
  margin-bottom: 8px;
  position: relative; z-index: 1;
}
.sidebar-help p {
  font-size: 12.5px; color: rgba(255,255,255,0.55);
  line-height: 1.6; margin-bottom: 14px;
  position: relative; z-index: 1;
}
.sidebar-help .help-btn {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--red); color: white;
  padding: 8px 16px; border-radius: var(--radius);
  font-size: 12.5px; font-weight: 600;
  border: none; cursor: pointer;
  transition: all 0.2s;
  position: relative; z-index: 1;
}
.sidebar-help .help-btn:hover { background: var(--red-hover); }
.sidebar-help .help-btn svg { width: 14px; height: 14px; }


/* --- CONTENT AREA --- */
.policy-content {}

/* Policy page panels — only active one shows */
.policy-page { display: none; }
.policy-page.active { display: block; }

/* Typography within content */
.policy-content h2 {
  font-family: 'Outfit', sans-serif;
  font-size: 22px; font-weight: 700;
  color: var(--navy);
  margin: 36px 0 12px;
  padding-top: 28px;
  border-top: 1px solid var(--gray-100);
  scroll-margin-top: 100px;
}
.policy-content h2:first-child { margin-top: 0; padding-top: 0; border-top: none; }
.policy-content h3 {
  font-family: 'Outfit', sans-serif;
  font-size: 17px; font-weight: 700;
  color: var(--navy);
  margin: 24px 0 8px;
}
.policy-content p {
  font-size: 14.5px; color: var(--gray-500);
  line-height: 1.8; margin-bottom: 14px;
}
.policy-content ul, .policy-content ol {
  margin: 12px 0 18px;
  padding-left: 0;
}
.policy-content ul li, .policy-content ol li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 14px; color: var(--gray-500);
  line-height: 1.7; margin-bottom: 8px;
}
.policy-content ul li::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--red);
  border-radius: 50%;
  flex-shrink: 0;
  margin-top: 9px;
}
.policy-content ol { counter-reset: pol-counter; }
.policy-content ol li { counter-increment: pol-counter; }
.policy-content ol li::before {
  content: counter(pol-counter) '.';
  font-weight: 700;
  color: var(--red);
  font-size: 13px;
  flex-shrink: 0;
  min-width: 20px;
  margin-top: 1px;
}

/* Callout / highlight box */
.callout {
  background: var(--teal-light);
  border-left: 4px solid var(--teal);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 18px 22px;
  margin: 20px 0;
}
.callout p { color: var(--gray-700); margin: 0; font-size: 14px; }
.callout strong { color: var(--navy); }

.callout.warning {
  background: var(--red-light);
  border-left-color: var(--red);
}
.callout.warning p { color: var(--gray-700); }

.callout.info {
  background: #eef2ff;
  border-left-color: var(--navy);
}

/* Table */
.policy-table {
  width: 100%; border-collapse: collapse;
  margin: 16px 0 24px;
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.policy-table th, .policy-table td {
  padding: 12px 16px;
  font-size: 13.5px;
  text-align: left;
  border-bottom: 1px solid var(--gray-100);
}
.policy-table th {
  background: var(--gray-50);
  font-weight: 600;
  color: var(--navy);
  font-size: 12.5px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.policy-table td { color: var(--gray-500); }
.policy-table tr:last-child td { border-bottom: none; }

/* Contact bar at bottom of content */
.policy-contact {
  margin-top: 40px;
  padding: 28px;
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.policy-contact .pc-text h4 {
  font-family: 'Outfit', sans-serif;
  font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 4px;
}
.policy-contact .pc-text p { font-size: 13.5px; color: var(--gray-500); margin: 0; }
.policy-contact .pc-btn {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--red); color: white;
  padding: 11px 22px; border-radius: var(--radius);
  font-size: 13.5px; font-weight: 600;
  border: none; cursor: pointer; transition: all 0.25s;
  white-space: nowrap;
}
.policy-contact .pc-btn:hover { background: var(--red-hover); }
.policy-contact .pc-btn svg { width: 15px; height: 15px; }

/* ═══ RESPONSIVE ═══ */
@media (max-width: 1024px) {
  .policy-layout { grid-template-columns: 1fr; gap: 0; }
  .policy-sidebar { position: static; margin-bottom: 32px; }
  .sidebar-toc { display: none; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .nav-links { display: none; }
  .mobile-toggle { display: flex; }
  .page-hero h1 { font-size: 28px; }
  .sidebar-nav { display: flex; flex-wrap: wrap; gap: 6px; }
  .sidebar-link { padding: 8px 14px; font-size: 13px; border-left: none; border-bottom: 2px solid transparent; }
  .sidebar-link.active { border-left: none; border-bottom-color: var(--red); }
  .footer-grid { grid-template-columns: 1fr; }
  .top-strip-sep { display: none; }
  .top-strip-inner { gap: 10px; }
  .policy-contact { flex-direction: column; align-items: flex-start; }